Throughout the semester, I learned a lot about the South. In the beginning I felt I knew the basics, but then realized that what I thought I knew wasn’t even true. This class has been by far the most interesting of my entire college career, besides psychology. But, out of everything we discussed, environmental racism sticks with me the most for some reason. Maybe because I had never thought about it before, but people actually target the neighborhoods of minorities to dump waste in. We, people of color, are targeted when it comes to pollution, chemical waste dumps, and big agricultural businesses such as hog farms. Now, it’s not just people of color that are affected, poor white people are affected to. It’s not just about race either, it has a lot to do with where you live.
“Dumping in Dixie” explains how you may be predisposed because you are a person of color, you are poor, and/or you live in a rural place. Southern areas, like Southwest Memphis, are disproportionally affected. I was intrigued by this discovery because I live 10 minutes away from this area, but never really realized the harm that it’s doing. In Southwest Memphis there are factories that continue to pollute the air that I’m breathing! It’s crazy. But, it affects the Native Americans who live close by even worse. There are chemical and nuclear waste dumps affecting their air quality tremendously, which in turn is affecting their health tremendously.
I was really interested in this subject so I decided to do some research. I found this website called dosomething.org, which has a list of facts about environmental racism. I’ll only cover a few that I think is really important to know. For instance, “African Americans are 79% more likely than whites to live in neighborhoods where industrial pollution is suspected of causing the greatest health dangers.” Another fact is that “existing laws and land-use controls have not been adequately applied in order to reduce health risks for those living in or near toxic hot spots”. Like I mentioned earlier referring to the Native Americans in the Southwest Memphis area, it has been proven that “poverty-stricken Native American communities face some of the worst toxic pollution problems in the country.” Last but not least, the statement that really caught my attention was that “children of color who live in poor areas are more likely to attend schools filled with asbestos, live in homes with peeling lead paint, and play in parks that are contaminated.” All of this is because of the disproportionally distributed amount of environmental racism.
I’m glad I’m better educated on this subject because it affects so many people around the world. Many people don’t understand the value in a safe, clean environment. Because of toxic waste and big agricultural businesses that are right next door to us or right in our backyards, we can experience major health issues. For example, let’s pretend that a hog farm was built right next to my home. Those pigs poop, mate, and whatever else on that land. I have a garden in my backyard where I’ve been growing my vegetables for years. The pigs next door, more than likely, have compromised my health because the vegetables I grow and eat are possibly contaminated now. Ain’t no telling what’s in my tomatoes and cucumbers. It’s a shame, and that’s why we have to fight. We have to fight to save our communities, as well as fight to save our lives because these factories and farms aren’t doing anything but causing more problems for us. Think about it!
http://www.dosomething.org/tipsandtools/11-facts-about-environmental-racism
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Environmental, social, and governance (ESG) investing refers to a set of standards for a company’s behavior used by socially conscious investors to screen potential investments.
In every advance or transformation of the global economy, from agriculture to the industrial revolution and international trade, insurance has played a pivotal role in enabling investment and capital flows. The transition to a net-zero emissions economy is the economic revolution of our times and insurance must once again rise to the challenge
Environmental criteria consider how a company safeguards the environment, including corporate policies addressing climate change, for example, acording to Beinsure Media report Insurance Transition to a Net-Zero Emissions. Social criteria examine how it manages relationships with employees, suppliers, customers, and the communities where it operates.
The transition to a net-zero emissions world opens up an investment opportunity that totals almost $200 trln by 2050 — or nearly $7 trln a year.
The insurance industry has had to rethink its business strategies to prepare for more ambitious decarbonization initiatives across sectors. How insurers across the globe are preparing for a net-zero future and how they can gain a competitive advantage.
Climate change and the international drive to shift the global economy to net-zero represent a once-in-a generation challenge to the insurance sector. We have a responsibility and an opportunity to demonstrate the value that risk management can play in protecting society against the physical risks of climate change and in supporting the investment required.
The insurance industry draws a clear distinction between physical risk and transition risk.
Physical risk describes the potential damage and loss caused by climate events, while transition risk encompasses the threats to business, principally regulatory, that arise from the change to a net-zero emissions economy.
The two, however, are not entirely unconnected. Regulatory risk involves demands on industry both to build resilience to physical threats and to reduce greenhouse gas emissions. Meanwhile, the development and capital involved in building low emissions infrastructure and energy generation themselves face physical risks and uncertainties created by climate change.
But from a financial risk perspective, the threat to investment returns is far greater if we fail in the net-zero mission. Recent analysis by Singapore’s sovereign wealth fund GIC, Ortec Finance, and Cambridge Econometrics found that in a “failed transition” scenario — a world where the global temperature rises by about 4°C — nominal total investment returns could be 37% lower over the next 40 years when compared to a baseline that assumes no climate change effects.
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